Australian Financial Services
Offshore vs in-house finance team
A straight comparison for Australian financial services firms deciding whether to offshore or hire locally.
| Feature | Vault Offshore | Local In-House |
|---|---|---|
| Monthly cost per FTE | $1,800–$3,000 | $6,000–$10,000 |
| Time to hire | 4–6 weeks | 3–6 months |
| Compliance grade security | ISO 9001 & ISO 27001 certified | Varies by firm |
| Scale up/down | Weeks | Months + redundancy risk |
| AU business hours coverage | ✅ Manila teams | ✅ Native |
| Payroll & HR management | Fully managed by Vault | Your responsibility |
| Staff loyalty & retention | High (Vault invests) | Varies — high AU churn |
| Physical office space needed | None | Yes — desk, equipment |
| Specialist finance talent pool | Deep PH talent pool | Limited AU supply |
| Cultural alignment | Strong (AU-client training) | Native |
Which is right for you?
Both options have a place — here's how to decide.
When to go offshore
- You need to scale fast
- Budget is a constraint
- Local talent is hard to find
- You want flexible headcount
- Roles are process-heavy and documentable
- You have 2+ FTEs to offshore
When to hire locally
- The role requires face-to-face AU presence
- You need highly subjective judgment roles
- You have a single very senior leadership hire
- The role is undefined and evolving rapidly
- Client-facing AU relationship management
See the numbers for your business
Book a free consultation to get a personalised cost comparison for your specific roles.