Offshore teams for banking & lending
Dedicated offshore staff for Australian banks, non-bank lenders, and credit providers. APRA/ASIC aware, AU-timezone, all-inclusive pricing.
A lending back office that runs on your time
Your dedicated offshore team works Australian hours, inside your systems and your credit policy — so files move, queues clear, and your onshore team stays focused on borrowers and brokers.
- APRA / ASIC-aware processes and controls
- Trained on your core banking and origination platforms
- Real-time collaboration on AEST business hours
Roles we place
Every role is finance-specific, compliance-trained, and AU-timezone.
Loan processors
End-to-end processing from application to settlement. AU lender systems, responsible lending checks, compliance documentation.
Credit analysts
Financial statement analysis, credit policy assessment, serviceability calculations for residential and commercial lending.
Settlement Officers
Pre-settlement checks, discharge coordination, title search reviews, and post-settlement reconciliation.
Collections Officers
Early-stage arrears management, hardship assessments, repayment plan negotiation — compliant with NCCP.
Compliance Officers
APRA/ASIC obligations, AML/CTF transaction monitoring, regulatory reporting, breach identification.
Customer Service Reps
Account enquiries, loan status updates, product questions — AU timezone, AU tone, your brand voice.
Why Vault for banking?
APRA & ASIC Aware
Every placed team member receives training on APRA prudential standards, ASIC conduct obligations, and the National Consumer Credit Protection Act.
Core Banking Literate
We recruit staff familiar with Temenos, Finastra, Sandstone, ApplyOnline, and other AU lending platforms. No steep learning curve.
Your Workflows, Exactly
Offshore staff work in your systems, follow your processes, and integrate with your AU team — not a generic offshore model.
Scale Without Risk
Add headcount without permanent overhead. One all-inclusive monthly fee. No AU employer obligations, no surprise costs.
Ready to Scale Your Lending Operations?
Book a free 30-minute consultation. We'll scope out the right roles and give you a realistic cost and timeline.